You might not realise it but there's a money-saving device already sitting in your pocket, which can help you to both save money and make money. Thanks to smartphone apps, you're just a tap away from the biggest discounts, wisest budgeting tips and so much more. Make sure you hit download on our top 10 apps featured below in order to become a savvy spender.

Vouchercloud

Cost: Free
Phones: iPhone, Android

Vouchercloud is well-known for a reason. This fantastic discount app can help you save cash on both online and in-store purchases, dining, days out and entertainment. If you're out and about, key in your location to find discounts nearby!

Quidco

Cost: Free
Phones: iPhone, Android

If you're not on the cashback bandwagon, there's never been a better time to start. Quidco is one of the biggest cashback companies and their seamless app makes saving so simple. Sign up for an account, search for the store you're thinking about making a purchase from and reach the site through the app to receive cashback! Not every saving will be huge but over time users have easily saved hundreds of pounds, especially on hotel bookings, insurance and utilities.

Checkoutsmart

Cost: Free
Phones: iPhone, Android

Get more out of your food shopping and earn cashback quickly and easily with Checkoutsmart. View the available offers, some of which include free products, pop them into your trolley then scan the receipt once you're home to receive cashback. You'll find the money in your bank or PayPal account within a few days.

Azimo

Cost: Free
Phones: iPhone, Android

For those who regularly send money abroad to loved ones travelling or living on sunnier shores, Azimo is a must. We're sure you're aware of the high fees involved but Azimo is known for offering fees up to 85% smaller than high street banks, depending on the amount you send. Over 80 currencies are supported across 190 countries.

Big Oven

Cost: Free
Phones: iPhone, Android

It's time to cut down on food waste and use up those leftovers with Big Oven. Get more of out your supermarket shop thanks to this clever app. Shop smart by creating your shopping list recipe by recipe, or key in up to three leftover ingredients and discover what you can make! Whether you're struggling to use up diced onion or even wonder how you can cook with an orange peel, Big Oven has over 350,000 recipes for great inspiration!

Spendee

Cost: Free
Phones: iPhone, Android

Spendee is a free budgeting app with a beautiful, easy-to-use interface. If you want to track exactly where your money goes, the app can provide you with a clear breakdown, separating your expenses into simple categories. You can create your own budgets in 'wallets', view graphs and charts to get a closer look at your spending habits and even synchronise your bank accounts.

Meter Readings

Cost: £1.99
Phones: iPhone

Available for iPhone only, Meter Readings is ideal for keeping track of your energy usage throughout the year.

Nine meters can be added, including electric, gas, water and solar, and you can set reminders so you remember to take consistent readings. Built within the app is a price comparison feature, so not only can you spot where you might be using too much energy but you can see if you're getting the best price from your provider too!

Trivago

Cost: Free
Phones: iPhone, Android

If you love to travel, there's an entire collection of apps out there to help you save money on hotel rooms, but we've found Trivago to be one of the best. It's a step ahead and compares room rates from all the top booking websites, such as Expedia, lastminute.com and LateRooms. You can guarantee that you're getting the cheapest possible price for your room at the time of your search. That means there's extra cash to spend on your trip away!

Splitwise

Cost: Free
Phones: iPhone, Android

Constantly find splitting the bill a pain? More often than not, one friend will probably end up with a bigger chunk to pay or IOU's will simply be forgotten over time. With Splitwise, you can make sure everything is shared fairly. Friends can be added to an expense, Splitwise will do the math and then keep track of who's paid what.

Splitwise is really handy for roommates who share utility bills and friends and families planning holidays, birthdays and more!

08 Wizard

Cost: 99p
Phones: iPhone, Android

08 numbers are a pain as they can become really costly. 08 Wizard is a fantastic money-saving app that provides users with alternative free 01 or 02 numbers, so you can get in touch with the businesses you need to talk to without the additional costs.

Did you know, as well as helping you to save money, the humble smartphone can also help you to de-stress?

Don't forget, if you're in need of a brand new smartphone to take advantage of these fantastic money-saving apps, we offer our customers the best SIM and SIM-free deals at Mobiles.co.uk.